texas commercial property insurance

What You Need to Know About Texas Commercial Property Insurance

Your business plays a huge role in your life, and you know better than anyone that unexpected things can come up when you least expect them to. The right Texas commercial property insurance policy is an important part of keeping your business growing. While you cannot know what will come along down the road, you can be certain that you have the coverage your business needs in order to not just function, but thrive both now and in the future. When you have the right Texas commercial property insurance policy, you can cast your focus on growing your business and making it the best it can be, rather than spending all your time and energy worrying about what issues might come up down the road. There is every reason to get the commercial property insurance that gives your business the layer of protection it requires.

Your business property needs the coverage that can protect it from the unexpected catastrophes that come along no matter how careful you are. For example, should someone steal thousands of dollars worth of equipment, you don’t want to find your finances completely drained simply because you didn’t have the right coverage to handle the situation. Being caught off-guard is never enjoyable – and being prepared can save you a lot of frustration and uncertainty if you find yourself in such a scenario. 

Coverage to Properly Safeguard Your Business


  • Ample business property coverage is something your business should never have to do without. Replacing damaged or stolen equipment or inventory can be very costly, so you don’t want to find yourself dealing with such a situation without the Texas commercial property insurance to help you through.

  • You need good building coverage to protect your Texas business. Having the right insurance protection for your building is invaluable – and you don’t want to have to pay for expensive repairs without a good insurance policy to help you through. Whether you have an office building, a shop, or a boutique (or something else entirely!), you need to have the right commercial property insurance to effectively safeguard your building and your finances.

  • Coverage for business income is important, too. A Texas commercial property insurance policy offers you the business income replacement you need until you can get back to daily operations. You need to have a way to pay your employees and keep everything running, so having the right coverage is a vital part of safeguarding your business and those involved in it.

  • Depending on your situation, you may want to add on a Texas commercial umbrella policy for your business. This simply covers the cost in between what your regular policy covers and what your claim needs, should some unusually costly mishap take place. There is no reason for you to leave your business susceptible to expensive issues when you can have the insurance coverage that you need to deal with whatever comes your way.

What it comes down to is this: you deserve to have the right Texas commercial property insurance for your specific situation. You business is unlike anyone else’s, so your coverage should reflect your needs. Don’t be afraid to expect excellence from your insurance policy – after all, you deserve the peace of mind that comes with keeping your business well-protected. 

The Insurance Protection Your Business Property Needs


The fact is, a lot of people depend on your business, and keeping downtime to a minimum is ideal for not only you but everyone involved. Having the right insurance coverage is an important facet of protecting your business’ property – and when it comes to your business, nothing less than the right insurance fit will do. You shouldn’t have to wonder if you have the coverage your situation requires, so talk to your Patterson Insurance agent about the best policy for your business.


At Patterson Insurance, we care about setting you up for success with the insurance policies that match your individual needs – and we believe that your business deserves to be safeguarded with excellence. Call our Carthage team at (903) 693-3831 or our Seven Points team at (903) 432-2436; contact us today so that we can help you find the Texas commercial property insurance that fits your business’ needs!

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