The Value of Having the Right Texas Personal Umbrella Insurance in Corsicana

We all know from experience that life can be unpredictable, even in a place as wonderful as Corsicana, Texas. Regardless of how careful you are, issues come up every once in a while, and they can be quite a drain on your finances, so Texas personal umbrella insurance can be a game-changer for you and your household. What exactly is personal umbrella insurance? It covers the amount between your insurance policy and your insurance claim. If you have coverage for $500,000 and the claim ends up being $750,000, your umbrella insurance kicks in and takes care of the $250,000 that exceeds your regular policy.  

The fact is, you cannot prevent issues from coming up. However, you can be ready to handle them when they come by ensuring that you have the insurance protection you need. Texas umbrella insurance is affordable and can give you that layer of protection that you might need in a crisis.

How Personal Umbrella Insurance Can Benefit You

  • Texas umbrella insurance offers you that extra barrier of protection to stand in between you and whatever catastrophes that come your way. It is so important to have the right coverages for the various facets of your life – from your home to your car – but if you find yourself with an unusually large claim, your regular policy may not be able to handle it alone. Fortunately, a personal umbrella policy can help take care of the extra expense. 

  • When you are prepared for the unexpected, both mentally and financially, you don’t have to be caught off guard when you find yourself facing something. While it is natural to not want to think about the possibilities and potential mishaps that can occur, it is far better to be ready to address any scenarios that do come head-on

  • A good Texas umbrella insurance policy helps you to be ready for whatever the future brings. With the new year only a week away, it is easy to be overwhelmed by the future and the unknown – concern can simply be a reaction. Even though it is natural to be caught up in the “what-ifs,” you don’t need to let the fear of the future get the best of you when you are prepared to deal with any eventuality. 

  • With excellent Corsicana umbrella insurance, you have the coverage that safeguards you from claims you just can’t handle alone. If you do find yourself in a situation where you’re dealing with a claim that exceeds your regular insurance policy, you don’t want to have to pay that all out of pocket. Without umbrella insurance coverage to help you, your savings can go from ample to absolutely drained in a blink of an eye. Fortunately, when you do have the right umbrella insurance in Corsicana, you don’t have to deal with issues on your own.

Texas umbrella insurance can help give you peace of mind when it comes to making sure you have ample coverage for any scenario. With the new year coming up, it can be easy to worry about what the future will bring, but fear doesn’t do you any good. What can help, is making sure that you don’t find yourself with insufficient coverage when issues do inevitably come up. Your life is a gift that’s far too valuable to spend in constant worry, and there’s no reason to settle for less than the coverage you deserve. 

Personal Umbrella Insurance That Safeguards You In Corsicana 

It is important that you don’t feel alone when it comes to protecting yourself from the unknown. Remember, you can talk with your Patterson insurance agent about any questions or concerns you may have about your coverage needs. When you have an insurance agent who understands your specific needs and your unique situation, they can help you find the best insurance fit for you.


The right Texas umbrella insurance policy offers you the means to properly safeguard yourself well, no matter what comes up in the future – and we believe you deserve the best coverage for your situation. Call our Carthage team at (903) 693-3831 or our Seven Points team at (903) 432-2436; contact us today and we can help you find the Texas personal umbrella insurance that meets your needs in Corsicana, Texas.

Would You Like Us To Review Your Policies?

Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at Patterson Insurance is here and ready to make the process as painless as possible. We look forward to meeting you!

Call Email Claims Payments