Texas Umbrella Insurance


Your family is in the backyard laughing and playing together, the smell of barbeque is in the air. Life is good because you’re surrounded by the people you love.


You’ve got great home insurance that can cover almost any problem. The cars in the garage have full auto insurance coverage. You’ve got life insurance in case you’re gone too soon and health insurance because everyone gets sick or hurt at some point.


As a parent, a spouse, and a good member of the community, you’ve done your part to make sure that when life happens – and it always does – you and your family can get back to normal as soon as possible. You’re not taking any chances with the health and well-being of the people you love.


There’s only one thing – you might not have enough insurance for the big catastrophes in life.


Your dog bites your neighbor, and they sue. Your insurance policy pays up to $1 million, but the settlement is $1.5 million. That’s $500,000 that still needs to be paid.


The family is in an accident while you’re on the way to visit friends, and the other driver and passengers are hurt. Your auto insurance covers up to $300,000 but the damages reach $500,000. You’re left holding a bill for $200,000.


What are you going to do? You could go bankrupt paying what your insurance company won’t.


It’s time to consider an Texas umbrella insurance policy. Umbrella coverage takes care of the difference between your policy limit and any overage.


You know how important it is to protect your family. Let’s get together and talk about how a Texas umbrella insurance policy can save you from a big claim. We’ll show you how it works and what it covers. The cost won’t break the bank, and it’ll add another layer to the protection you’ve already got. You’ll have more peace of mind, and your family will be that much more secure.


Here at Patterson, we make getting the right Texas umbrella insurance policy easy to do and affordable to buy. That’s our goal with every customer and every insurance policy.

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The coverage you can count on to protect the life you’ve worked so hard to build, from agents that will treat you like part of the family. It’s the Patterson way.

Your family is covered, but what about the rest?


Home, health, life, auto – you’ve got it all. Or do you? Don’t forget your boat, ATV, RV, motorcycle, and other grown-up toys need quality insurance coverage, too. We can help you find the right policies without the hassle.