Texas Auto Insurance
If you’re anything like us, you spend a lot of time driving. Between dropping the kids off at school, sitting in traffic headed to work, and all of the other running around you have to do, some days it feels like you spend more time behind the wheel than you do at home.
No matter where you’re going or what you’re doing, the last thing you should have to worry about is whether or not you have the right auto insurance coverage in place.
A good auto insurance policy is supposed to help protect you and your family and get you back on the road without any surprises or hassles. We think that buying your auto insurance policy should be simple, too.
At Patterson, we’re here to help you do just that. We want to make it easy for you while also making sure that you and your family are taken care of. When you’ve got questions, our team of agents will be there to answer them. When you have to make a claim, we’ll be there to help you through the process and get you back on the road in no time.
We’ll let you know what options are out there and we’ll work with you to design an auto insurance policy that’s perfect for your situation.
You’ve got a lot to choose from.
Bodily Injury Liability: This pays the medical bills for the other driver if you cause the accident.
Property Damage Liability: This pays for property damage for the other driver if you cause the accident.
Uninsured and Underinsured Motorist Coverage: This covers you if the other driver caused the accident and doesn’t have enough or any insurance to pay the claim.
Medical Payments: This pays for your medical expenses if you or your passengers are hurt in the accident.
Personal Injury Protection: This pays for medical expenses and the income you lose when you can’t work if you or your passengers are hurt.
Collision: This covers damage to your vehicle if you’ve been in an accident with another driver.
Comprehensive: This covers damage to your vehicle from theft, storms, and anything else not considered an “accident.”
Gap Coverage: This helps pay the difference between what you owe on your vehicle and the value of your vehicle. This is helpful if your vehicle is new or you had to roll an old loan into the new one.
We’ve been in your shoes before, and we know that the options can seem overwhelming. We’ll take the time to really get to know your specific needs, so that we can guide you down the right path. We’ll make sure that you have the right coverage, at the most affordable price possible.