Texas Renters Insurance


Renting can be an easier and more affordable option than buying for a lot of people. Whether it gets you out of a college dorm and out on your own for the first time, or it provides you with a bit more freedom, renting has definite advantages.


Your landlord takes care of the building and when the air conditioner breaks – never good in a Texas summer – you don’t have to worry about the repairs.


But your landlord doesn’t take care of everything for you. If there’s a fire or major damage that destroys your stuff, you’ll have to replace your belongings yourself. Your landlord’s insurance isn’t going to replace all of your clothes, the big screen television, or your nice stereo system.


However, the right Texas renters insurance policy will.

  1. Renters insurance covers the contents of your apartment or rented house. Everything you own can be replaced if you have enough coverage.
  2. You’re protected from fire, storm damage, theft, and vandalism.
  3. If your car is stolen or broken into, any personal belongings in your car may also be covered.
  4. Many policies will pay for other living accommodations if your home is unlivable because of the damage.

In Texas, renters insurance isn’t very expensive, either. For around $20 a month or less, you can usually buy enough insurance to replace almost everything you own. Think about how much it would cost to replace your computer, mobile devices, and television alone. It’s a small price to pay.


Our agents have been where you are. We’re here to help you protect yourself without breaking your budget. You can’t rely on your landlord for this one, but you can rely on us. We’ll make sure you’ve got the right coverage at a good price.

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The coverage you can count on to protect the life you’ve worked so hard to build, from agents that will treat you like part of the family. It’s the Patterson way.

Protect yourself on the road, too…


It’s not just the stuff in your apartment that needs insurance coverage. Make sure you have the right auto insurance in place, too. We can help you find the right policy for your budget.