Texas ATV Insurance


Hitting the back roads in your four-wheeler makes you feel like a kid again, doesn’t it? Flying through the air, mud and dirt spraying in every direction, the ground getting eaten up under your wheels – it’s nothing but pure fun.


Want to know what isn’t fun?


Having your ATV stolen. Accidents with other drivers. Not being able to ride in certain places without insurance.


Most people think their homeowner’s insurance covers their ATV no matter what, and that’s not always the case. Protecting your four-wheeler with a good Texas ATV insurance policy is a much safer bet. Much like a car, it offers very specific coverage:



If you hit another ATV, a tree, a stump, a fence, or a parked car, you’ll be covered. In case you want to keep your four-wheeler looking good, it may also cover damages like scrapes, dings, or scratches.



This covers you in case of theft, fire, vandalism, flooding, and even damage from animals.



Like auto and home insurance, this is for bodily injury and property damage that you might cause in an accident.


Uninsured and Underinsured Motorist

You’re more likely to get in an accident with someone who doesn’t have insurance on your ATV than in your car. This takes care of you when the other person didn’t buy any or enough coverage.


When you’re on your ATV, you know you have to be safe, but the point is to get out there and have a blast. Worrying about paying for an accident or replacing a stolen ATV is the opposite of fun.


Let the team here at Patterson worry about that for you. Let’s have a conversation about how often and where you ride, and we’ll find a Texas ATV insurance policy that works for your lifestyle and your budget. We can make this a hassle-free experience so you can focus on what matters most – riding your four-wheeler down dirt roads and through the woods.

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The coverage you can count on to protect the life you’ve worked so hard to build, from agents that will treat you like part of the family. It’s the Patterson way.

3 shelves full of medicine in tall glass jars for Texas Health insurance

Make sure you’ve got enough health insurance…


If you spend your weekends winding through the woods on your ATV, you’ll want to make sure you have health insurance that will actually cover you if you get more than a bruise or scrape out there. The Patterson team can help you find an affordable policy that works when you need it.