Texas Commercial Auto Insurance
Not every business has a large fleet of vans, trucks, or cars for their business. If you don’t, you might think you don’t need a commercial auto insurance policy. You’d be wrong about that.
Have you ever asked an employee to pick up or drop something off for the business?
Have you ever used your own vehicle to deliver product to a customer?
Do your employees routinely drive to other locations with their vehicle?
If you can say yes to any of these, you may need a Texas commercial auto insurance policy.
In Texas, commercial auto insurance provides most of the coverage you’re used to with personal auto insurance. The difference is that if you’re driving your own vehicle when an accident occurs and you don’t have commercial auto insurance, your personal insurance could refuse to cover you.
That’s not a good place for you or for your employees. As a business owner, you still have a liability when your employees are on the job, even if they’re in a car at the time. Commercial auto insurance provides you with coverage to repair or replace vehicles, pay medical costs, and deal with any liability issues – especially if someone decides to sue.
At Patterson Insurance, we’re here to help you find the right kind of commercial auto insurance policy for your business. Businesses with large fleets need one type of coverage. Business owners who don’t but still drive for business need another. You don’t have time to comb through all of the available coverage option – you have a business to run.
Let us help you find the right Texas commercial auto insurance policy for business, no matter how big or small. We’ll take the hassle out of it for you and give you one less thing to worry about. You’ll be able to send an employee out on the road with the confidence that your policy can handle whatever happens out on the road.